FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Personal Banking
Deposit Products - Checking & Money Market
CHECKING
All of our Checking & Money Market Accounts offer these features:
- Online Banking
- Mobile Banking
- Mobile Deposit
- eStatement
- Direct Deposit
- Visa Debit Card
Account Type | Regular Checking | Direct Checking | Senior Citizen Checking (62+) |
Minimum Opening Balance | $300 | $100 | $300 |
Minimum Daily Balance | $300 | None, with qualifying Direct Deposit or will be charged $5.00 | No |
Service Charge | $5.00, if balance falls below minimum daily balance | Service charge waived when you enroll in Online Banking, eStatement and monthly direct deposit | No |
Account Closure | $20.00, if closed within 90 days | $20.00, if closed within 90 days | $20.00, if closed within 90 days |
Interest | Yes | None | Yes |
Features | Bill Pay
Unlimited Check Writing
No per check charge | Bill Pay
Unlimited Check Writing
No per check charge | Bill Pay
Unlimited Check Writing
No per check charge |
All of our Money Market Accounts offer these features:
- $2,500.00 minimum opening balance
- $10.00 monthly service charge (if balance falls below $2,500.00)
- 10.00 per debit per monthly cycle (checking only)
- Interest is compounded daily and paid monthly
- Transaction limits apply
- Excess transactions penalty*